/* form classes */

form {
margin-bottom: 0px;
}

input, textarea, select {
border-style: solid;
border-width: 1px;
}

.no-border {
border-style: solid;
border-width: 0px;
}


/* page default settings */

body, td {
font-family:Arial, Helvetica, sans-serif;
font-size: 12px;
color: #333;
line-height: 1.5em;
}

body {
margin: 0px;
padding: 0px;
background-color: #ccc;
}

.full-table {
width: 100%;
height: 100%;
}

.full-size-table {
width: 999px;
height: 100%;
}

.row1 {
height: 5%;
vertical-align : top;
}

.row2 {
height: 90%;
vertical-align : top;
}

.row3 {
height: 5%;
vertical-align : top;
}

a {
color: #153c7b;
text-decoration: none;
}

a:hover{
color: #daa649;
}

br {
line-height: 0.6em;
}

.normal {
line-height: normal;
}

/* images */

.header {
background-image: url("images/header.jpg");
background-repeat : no-repeat;
padding-left: 54px;
}

.tile {
background-image: url("images/tile.jpg");
background-repeat : repeat-y;
padding-left: 24px;
padding-right: 27px;
}

.bg-join {
background-image: url("images/bg-join-newsletter.jpg");
background-repeat : no-repeat;
background-position: bottom;
padding-left: 20px;
}

.bg-img {
background-image: url("images/bg-img.jpg");
background-repeat : no-repeat;
padding-left: 195px;
padding-right: 25px;
}

.h-line {
background-image: url("images/gray.jpg");
background-repeat : repeat-x;
background-position: center center;
}

.bullet {
color: #13417b;
font-size: 12px;
font-weight: bold;
text-decoration: none;
padding: 3px 5px 4px 23px;
background-image: url("images/bullet-down.gif");
background-repeat : no-repeat;
background-repeat : no-repeat;
background-position: 7px 10px;
}

.footer {
background-image: url("images/footer.jpg");
background-repeat : no-repeat;
background-color: #1f4d85;
padding-top: 50px;
padding-bottom: 30px;
color: #fff;
}

.footer a{
color: #fff;
padding: 1px 3px;
text-decoration: none;
}

.footer a:hover{
color: #daa649;
text-decoration: none;
}

/* links */

.top-nav a {
font-size: 16px;
color: #fff;
font-weight: bold;
text-align: center;
background-image: url("images/nav.jpg");
background-repeat : no-repeat;
background-position: 0px 0px;
padding: 11px 1px;
width: 146px;
display: block;
}

.top-nav a:hover{
color: #fff;
background-image: url("images/nav.jpg");
background-repeat : no-repeat;
background-position: 0px -42px;
}

.top-nava a {
font-size: 16px;
color: #fff;
font-weight: bold;
text-align: center;
background-image: url("images/nav.jpg");
background-repeat : no-repeat;
background-position: -147px 0px;
padding: 11px 1px;
width: 111px;
display: block;
}

.top-nava a:hover{
color: #fff;
background-image: url("images/nav.jpg");
background-repeat : no-repeat;
background-position: -147px -42px;
}

.top-navb a {
font-size: 16px;
color: #fff;
font-weight: bold;
text-align: center;
background-image: url("images/nav.jpg");
background-repeat : no-repeat;
background-position: -259px 0px;
padding: 11px 1px;
width: 80px;
display: block;
}

.top-navb a:hover{
color: #fff;
background-image: url("images/nav.jpg");
background-repeat : no-repeat;
background-position: -259px -42px;
}

.top-navc a {
font-size: 16px;
color: #fff;
font-weight: bold;
text-align: center;
background-image: url("images/nav.jpg");
background-repeat : no-repeat;
background-position: -340px 0px;
padding: 11px 1px;
width: 119px;
display: block;
}

.top-navc a:hover{
color: #fff;
background-image: url("images/nav.jpg");
background-repeat : no-repeat;
background-position: -340px -42px;
}

.left-nav a {
color: #13417b;
font-size: 12px;
font-weight: bold;
text-decoration: none;
padding: 3px 5px 4px 23px;
background-image: url("images/bullet-up.gif");
background-repeat : no-repeat;
background-position: 10px 7px;
display: block;
}

.left-nav a:hover{
background-color: #4d7fba;
color: #fff;
}

.sub-nav a {
color: #b26c23;
font-size: 12px;
font-weight: bold;
text-decoration: none;
padding: 1px 5px 2px 28px;
background-image: url("images/bullet.jpg");
background-repeat : no-repeat;
background-position: 18px 6px;
display: block;
}

.sub-nav a:hover{
color: #000;
}

/* background colours */

.gray {
background-color: #9b9b9b;
}

.blue {
background-color: #cfe4f3;
}

.bluea {
background-color: #7fadd2;
}

.yellow {
background-color: #fbfbf1;
}

/* borders */

.border-bot{
border-bottom: #b4cdde 1px solid;
}


/* text */

.white-txt {
color: #fff;
}

.blue-txt {
color: #153c7b;
}

.brown-txt {
color: #a85f0a;
}

.title {
color: #a85f0a;
font-size: 18px;
}

.big-txt{
font-size: 13px;
}

.bigger-txt{
font-size:25px;
}

.phone {
font-size: 25px;
color: #fff;
padding-right: 10px;
}

/* Heading */

h1, h2, h3, h4, h5, h6 {
font-family: arial;
margin: 0px;
line-height: normal;
}

h1 {
font-size: 16px;
}

h2 {
font-size: 18px;
}